Where Can I To Start Debt Consolidation That Works?
HI, WOULD LIKE TO GET ASSISTANCE IN PAYING BILLS THAT ARE IN COLLECTION. we HEARD OF DEBT CONSOLIDATION BUT IM NOT SURE WHICH ONE IS THE BEST TO BEGIN TO PAY MY BILLS. we AM TRYING TO INCREASE MY CREDIT SCORE.
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First edcuate yourself about this before spending a dime . You can read great information here http://myfico.com or http://ftc.gov/credit The best place to me is a forum of your peers that are trying to do what you are that share knowledge free of charge http://creditinfocenter.com
if you are late or have charge offs
consider you credit shot for 7 years
pay the biggest bill first
and work your way down to the least expensive bill
no amount of debt consolidation will increase your credit score
only time will heal your damaged score
There are no good ones they are all bad. You should get on a very tight budget and start paying off the bills.
Consolidating debt usually means taking a secured loan on your home to spread your debt over a longer period, the idea being that you have 1 low rate loan.
In practise this is the main reason for people having their houses repossessed.
Best advice is to go see the CAB